In these uncertain times, our key advice regarding Wills and Powers of Attorney remains the same as it was before lockdown - it is vitally important that you have up to date documents in place. 

Cohabitation is one of the most common ways that couples choose to live together as a family unit. In fact the number of couples choosing to live together, but not marry is gathering pace.

“Life is what happens whilst you are busy making other plans ….”

Have you thought about who would look after your financial and business affairs or your personal wellbeing if the time comes when you can no longer do that yourself?

You might think that a spouse, partner or close family member could take decisions for you but that isn’t the case. In fact, no one has the right to make decisions for you without legal authority. A Power of Attorney is a document which appoints one person (or more than one person) to make decisions about your money and property and/or your health and personal welfare.

Some people have very strong ideas when it comes to the age of their ideal property with many seeming to prefer the look and character of older properties.  However, with so much development happening in Peeblesshire at the moment Ruth Montgomery looks at the potential benefits of buying a new build property over an existing house.

“the Money is in an account in my name, it is mine, he/she doesn’t have a claim”

If funds have been saved during the period of a marriage from income derived during the period of the marriage, usually those funds form part of the matrimonial funds which fall to be shared between the parties in a separation.  It is not sufficient to say that because one party saved all of the funds they are property retained by that spouse.

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